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tipweek: financialfactoid_43.htm Establishing Good Financial Habits

Like a morning cup of coffee, good financial habits can provide a rhythm to your financial life.

  1. Organize your financial records.
  2. Use direct deposit.
  3. Use automated savings plans.
  4. Analyze your household spending.
  5. Prepare a personal balance sheet annually.
  6. Reconcile your checking account monthly.
  7. Review all your bills and statements as received.
  8. Make credit card payments promptly.
  9. Improve your financial literacy.