Business Financial Calculators

• Breakeven Analysis - Find out how many and what price you must sell your product at to make a profit.
• Business Debt Consolidation Calculator - Should your business consolidate its debt? Use this calculator to find out.
• Business Valuation - Discounted Cash Flow - This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
• Cash Flow Calculator - Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
• Commercial Loan Calculator - Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
• Debt Service Coverage - This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
• Equipment Buy vs. Lease - Should you lease your equipment or finance it? Find out with this calculator!
• Financial Ratios - This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
• Inventory Analysis - Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
• Like Kind Exchange - This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.

Personal Financial Calculators

• ARM vs. Fixed Rate Mortgage - Use this calculator to compare a fixed rate mortgage to a Fully Amortizing ARM.
• FHA Mortgage Loan Calculator - Use this calculator to determine your maximum FHA mortgage and cash needed for closing.
• Mortgage Comparison: 15 Years vs. 30 Years - Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
• Mortgage Loan Calculator (PITI) - Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
• Rent vs. Buy - Are you better off buying your home, or should you continue to rent?
• Refinance Breakeven - Should you refinance your mortgage? Use this calculator to determine when you will break even.
• Bi-weekly Payments for an Existing Mortgage - This calculator shows you the possible savings by starting to pay your current mortgage with biweekly payments, instead of monthly payments.
• Blended Rate Mortgage Calculator - This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home.
• College Savings - Use this calculator to help develop or fine tune your education savings plan.
• Student Budget - This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.