Avoid financial stress by educating yourself, budgeting, paying bills on time, reviewing your credit report, and taking advantage of tools to increase your financial literacy.... more

Strengthening your financial stability can help you increase your job stability, cope with anxiety, and reduce your stress levels.... more

Too much debt can affect not only your credit and your interest rates, but can also impact your home life and your work performance.... more

Before it’s time to pay for your child’s college education, consider Section 529 tax-advantaged plans as a smart way to save.... more

Look for ways to keep up with higher costs of living, including asking for cost-of-living pay increases, downsizing or relocating, and budgeting daily expenses.... more

With the current high inflation, it is important to review your retirement strategy, investments, and social security options.... more

Supply and demand, environmental regulations, world conflicts, and various federal, state, and local taxes, are all contributing to the current high gasoline price situation.... more

Retirees need to consider rising healthcare costs, relocation and living expenses, and the amount of income that will be needed when taking into account the costs of retirement.... more

Discussing with your partner all of your financial options, such as whether or not you will commingle funds, is essential to building trust in a marriage.... more

In addition to avoiding debt, increasing savings, and reducing stress, you can also teach your children to give back as well.... more

You can find Inexpensive programs, automatic data importation, and security features when shopping for budgeting software and apps to manage your financial well-being.... more

A short extension of the pause in student loan payments has been announced, as well as a new student loan forgiveness plan.... more

Many tax law changes that were enacted during the pandemic to assist small businesses have expired, so make sure your business is in compliance with the revised provisions.... more

Learn how capital gains taxes, gift taxes, or qualified trusts can impact your decision to downsize your home in retirement.... more

Make sure you understand all of the health insurance options available to you at retirement, including Medicare and private medical insurance coverage.... more

It is important to explore the costs and benefits of long-term care insurance so that you and your loved ones are prepared when services become needed.... more

Educating yourself, creating a plan, and getting help are all necessary components to changing your habits and becoming debt-free in the long run.... more

The increasing proliferation of credit card scams, together with the sophistication of scammers, require constant vigilance by consumers to protect their account information.... more

Read why this is a good time to take stock of your discretionary spending and your investment strategy, in view of the current high inflation and supply chain shortages.... more

With costs increasing every year, paying for a college education requires a careful review of all of the options available, including 529 plans, scholarships, and loans.... more

Whether you use a paper spreadsheet or a software program, take the time to input the necessary information and get started on preparing a budget for your financial well-being.... more

Life stages have both beginnings and endings. And retirement is no exception. Whatever your plans for retirement are, they should include downsizing.... more

With market fluctuations common, learn how to build your portfolio to weather the risks, how you should diversify, and what to do when a market correction occurs.... more

If you are experiencing financial difficulties, a loan or hardship withdrawal from your employer-sponsored retirement plan may be the solution.... more

If you are researching long-term care insurance, make sure you consider the pros and cons, including benefits, costs, and your personal resources and medical history.... more

With 2021 ended, now is the time to review changes in the tax laws, such as charitable deductions and retirement contributions, so as to be ready for the April 15 filing deadline.... more

Recent legislation has made important changes to the timing, amount, and age at which required minimum distributions must be made from retirement accounts.... more

Another strategy available to consumers to lower personal debt was through refinancing a mortgage, where rates were at historically low levels.... more